Ne'er-do-well? Used to be – but over the hill finally (7)

20D — Ne'er-do-well? Used to be – but over the hill finally (7) — WASTREL

• Definition
  Definition found: 'Ne'er-do-well?' — A 'ne'er-do-well' is a WASTREL. Show hint
• Indicator
  Indicator found: 'finally' Show hint
• Operation
  'finally' signals a letter_selection operation
• Fodder
  Fodder: 'but over the hill'
• Assembly
  WAS + TREL = WASTREL

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