How do I solve 21 down in Express Cryptic 20260609?

Question

Accepted Answer

21 down reads "Loans arranged at the hairdresser's" (5 letters); the answer is SALON. It's an anagram clue: the answer is a rearrangement of letters supplied by the clue itself. Look for an indicator like 'mixed', 'broken', 'cooked', or 'wild', and find a phrase whose letters add up to the answer's length. The full step-by-step breakdown is on this page.

Loans arranged at the hairdresser's (5)

21D — Loans arranged at the hairdresser's (5) — SALON